/* ===== Variables ===== */
:root{
  --primary:#0d3b66;
  --primary-dark:#082a4a;
  --secondary:#ff7b00;
  --secondary-dark:#e56a00;
  --green:#138808;
  --bg-light:#f4f7fb;
  --white:#ffffff;
  --text:#232a35;
  --muted:#5b6675;
  --border:#e3e8f0;
  --radius:12px;
  --shadow:0 8px 24px rgba(13,59,102,0.08);
  --shadow-hover:0 14px 32px rgba(13,59,102,0.14);
  --max-width:1180px;
}

/* ===== Reset ===== */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{
  font-family:"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  color:var(--text);
  background:var(--white);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img,svg{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
ul{list-style:none;}
button{font:inherit;cursor:pointer;border:none;background:none;}
.container{max-width:var(--max-width);margin:0 auto;padding:0 20px;}

/* ===== Tricolor strip ===== */
.tricolor-strip{height:5px;width:100%;background:linear-gradient(to right,#ff9933 33.3%,#ffffff 33.3% 66.6%,#138808 66.6%);border-bottom:1px solid var(--border);}

/* ===== Top bar ===== */
.topbar{background:var(--primary-dark);color:#dce6f2;font-size:13px;padding:8px 0;}
.topbar-inner{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px;}
.topbar-contact{display:flex;gap:20px;flex-wrap:wrap;}
.topbar-contact a{color:#dce6f2;}
.topbar-contact a:hover{color:var(--secondary);}
.topbar-phone{background:var(--secondary);color:#fff !important;padding:3px 12px;border-radius:20px;font-weight:700;}
.topbar-phone:hover{background:var(--secondary-dark);color:#fff !important;}

/* ===== Header ===== */
.site-header{background:var(--primary);box-shadow:var(--shadow);position:sticky;top:0;z-index:100;}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 20px;gap:16px;}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:20px;color:#fff;white-space:nowrap;}
.logo svg{width:38px;height:38px;flex-shrink:0;}
.logo img{height:68px;width:auto;flex-shrink:0;filter:contrast(1.25) saturate(1.3) brightness(1.1);}
.main-nav{display:flex;gap:26px;flex:1;justify-content:center;}
.main-nav a{font-weight:600;color:#dce6f2;font-size:15px;padding:6px 2px;border-bottom:2px solid transparent;transition:.2s;}
.main-nav a:hover,.main-nav a.active{color:#fff;border-bottom-color:var(--secondary);}
.nav-cta{white-space:nowrap;}
.hamburger{display:none;flex-direction:column;gap:5px;width:32px;}
.hamburger span{display:block;height:3px;background:#fff;border-radius:2px;}

/* ===== Buttons ===== */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 26px;border-radius:8px;font-weight:700;font-size:15px;transition:.2s;cursor:pointer;}
.btn-primary{background:var(--secondary);color:#fff;box-shadow:0 6px 16px rgba(255,123,0,0.35);}
.btn-primary:hover{background:var(--secondary-dark);transform:translateY(-2px);}
.btn-outline{background:transparent;color:var(--primary);border:2px solid var(--primary);}
.btn-outline:hover{background:var(--primary);color:#fff;}
.btn-block{width:100%;}
.btn-lg{padding:16px 34px;font-size:17px;}

/* ===== Hero ===== */
.hero{background:linear-gradient(135deg,var(--primary) 0%,#124a80 60%,#0d3b66 100%);color:#fff;padding:70px 0;overflow:hidden;position:relative;}
.hero-inner{display:grid;grid-template-columns:1.1fr 0.9fr;gap:50px;align-items:center;}
.badge{display:inline-block;background:rgba(255,255,255,0.15);border:1px solid rgba(255,255,255,0.3);padding:6px 14px;border-radius:20px;font-size:13px;font-weight:600;margin-bottom:18px;}
.hero-text h1{font-size:40px;line-height:1.25;margin-bottom:18px;}
.hero-text h1 span{color:var(--secondary);}
.hero-text p{font-size:17px;color:#dce6f2;margin-bottom:26px;max-width:520px;}
.hero-buttons{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:14px;}
.hero-note{font-size:13px;color:#b9cbe0;}
.hero-visual svg{width:100%;height:auto;}
.hero .btn-outline{border-color:#fff;color:#fff;}
.hero .btn-outline:hover{background:#fff;color:var(--primary);}

/* ===== Section generic ===== */
section{padding:70px 0;}
.section-header{text-align:center;max-width:680px;margin:0 auto 46px;}
.section-header .eyebrow{color:var(--secondary);font-weight:700;letter-spacing:1px;text-transform:uppercase;font-size:13px;}
.section-header h2{font-size:32px;color:var(--primary);margin:10px 0 12px;}
.section-header p{color:var(--muted);font-size:16px;}
.bg-light{background:var(--bg-light);}

/* ===== Steps ===== */
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;}
.step-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:32px 26px;text-align:center;box-shadow:var(--shadow);transition:.25s;position:relative;}
.step-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-hover);}
.step-num{width:46px;height:46px;border-radius:50%;background:var(--primary);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;margin:0 auto 16px;font-size:18px;}
.step-card h3{color:var(--primary);margin-bottom:10px;font-size:18px;}
.step-card p{color:var(--muted);font-size:14.5px;}

/* ===== Benefit / Feature cards ===== */
.cards-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;}
.feature-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:26px 20px;box-shadow:var(--shadow);transition:.25s;}
.feature-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-hover);border-color:var(--secondary);}
.feature-card .icon{width:50px;height:50px;border-radius:10px;background:rgba(13,59,102,0.08);display:flex;align-items:center;justify-content:center;margin-bottom:16px;}
.feature-card .icon svg{width:26px;height:26px;stroke:var(--primary);}
.feature-card .icon .rupee-icon{font-size:24px;font-weight:700;color:var(--primary);line-height:1;}
.feature-card h3{font-size:16px;color:var(--text);margin-bottom:8px;}
.feature-card p{font-size:14px;color:var(--muted);}

/* ===== Entity types ===== */
.entity-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;}
.entity-chip{background:var(--white);border:1px solid var(--border);border-radius:10px;padding:18px;text-align:center;font-weight:600;color:var(--primary);box-shadow:var(--shadow);}

/* ===== CTA banner ===== */
.cta-banner{background:linear-gradient(120deg,var(--secondary),var(--secondary-dark));color:#fff;text-align:center;padding:50px 0;}
.cta-banner h2{font-size:28px;margin-bottom:10px;}
.cta-banner p{margin-bottom:24px;font-size:16px;opacity:0.95;}
.cta-banner .btn-outline{border-color:#fff;color:#fff;}
.cta-banner .btn-outline:hover{background:#fff;color:var(--secondary-dark);}

/* ===== Page hero (inner pages) ===== */
.page-hero{background:linear-gradient(135deg,var(--primary),#124a80);color:#fff;padding:50px 0;text-align:center;}
.page-hero h1{font-size:32px;margin-bottom:10px;}
.page-hero p{color:#dce6f2;}
.breadcrumb{font-size:13px;color:#b9cbe0;margin-top:8px;}

/* ===== Process stepper ===== */
.stepper{display:flex;flex-direction:column;gap:0;max-width:820px;margin:0 auto;}
.stepper-item{display:flex;gap:20px;position:relative;padding-bottom:40px;}
.stepper-item:last-child{padding-bottom:0;}
.stepper-marker{display:flex;flex-direction:column;align-items:center;}
.stepper-dot{width:40px;height:40px;border-radius:50%;background:var(--primary);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;flex-shrink:0;}
.stepper-line{flex:1;width:2px;background:var(--border);margin-top:6px;}
.stepper-item:last-child .stepper-line{display:none;}
.stepper-content h3{color:var(--primary);margin-bottom:6px;font-size:18px;}
.stepper-content p{color:var(--muted);font-size:15px;}

/* ===== Document list ===== */
.doc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;}
.doc-item{display:flex;gap:16px;align-items:flex-start;background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow);}
.doc-item .icon{width:42px;height:42px;border-radius:8px;background:rgba(19,136,8,0.1);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.doc-item .icon svg{width:22px;height:22px;stroke:var(--green);}
.doc-item h4{font-size:15.5px;color:var(--text);margin-bottom:4px;}
.doc-item p{font-size:13.5px;color:var(--muted);}

/* ===== Pricing ===== */
.pricing-card{max-width:520px;margin:0 auto;background:var(--white);border:2px solid var(--primary);border-radius:16px;padding:44px 36px;text-align:center;box-shadow:var(--shadow-hover);}
.pricing-card .tag{display:inline-block;background:var(--primary);color:#fff;padding:6px 16px;border-radius:20px;font-size:13px;font-weight:700;margin-bottom:18px;}
.pricing-card h3{font-size:24px;color:var(--primary);margin-bottom:14px;}
.pricing-card ul{text-align:left;margin:22px 0;display:flex;flex-direction:column;gap:12px;}
.pricing-card ul li{display:flex;gap:10px;font-size:15px;color:var(--text);align-items:flex-start;}
.pricing-card ul li svg{width:20px;height:20px;stroke:var(--green);flex-shrink:0;margin-top:2px;}
.pricing-note{font-size:13px;color:var(--muted);margin-top:16px;}

/* ===== FAQ ===== */
.faq-list{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:14px;}
.faq-item{border:1px solid var(--border);border-radius:10px;background:var(--white);overflow:hidden;}
.faq-question{display:flex;justify-content:space-between;align-items:center;padding:18px 22px;font-weight:600;color:var(--primary);}
.faq-question .plus{font-size:22px;transition:.25s;color:var(--secondary);}
.faq-item.open .faq-question .plus{transform:rotate(45deg);}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease;padding:0 22px;}
.faq-item.open .faq-answer{max-height:300px;padding:0 22px 18px;}
.faq-answer p{color:var(--muted);font-size:14.5px;}

/* ===== Contact page ===== */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:40px;}
.contact-info-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);display:flex;gap:16px;align-items:flex-start;margin-bottom:20px;}
.contact-info-card .icon{width:44px;height:44px;border-radius:10px;background:rgba(13,59,102,0.08);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.contact-info-card .icon svg{width:22px;height:22px;stroke:var(--primary);}
.contact-info-card h4{font-size:15px;color:var(--text);margin-bottom:4px;}
.contact-info-card p{font-size:14.5px;color:var(--muted);}
.contact-form{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow);}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px;}
.form-group{display:flex;flex-direction:column;gap:6px;margin-bottom:16px;}
.form-group label{font-size:13.5px;font-weight:600;color:var(--text);}
.form-group input,.form-group textarea{padding:12px 14px;border:1px solid var(--border);border-radius:8px;font-size:14.5px;font-family:inherit;background:var(--bg-light);}
.form-group input:focus,.form-group textarea:focus{outline:none;border-color:var(--primary);background:#fff;}
.map-wrap{border-radius:var(--radius);overflow:hidden;border:1px solid var(--border);margin-top:20px;box-shadow:var(--shadow);}
.map-wrap iframe{width:100%;height:280px;border:0;}
.form-success{display:none;background:rgba(19,136,8,0.1);color:var(--green);padding:12px 16px;border-radius:8px;font-size:14px;margin-bottom:16px;font-weight:600;}
.form-success.show{display:block;}

/* ===== Footer ===== */
.site-footer{background:var(--primary-dark);color:#c9d6e5;padding:60px 0 0;}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.6fr;gap:36px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,0.1);}
.footer-col h3{color:#fff;font-size:19px;margin-bottom:12px;}
.footer-col h4{color:#fff;font-size:15px;margin-bottom:14px;}
.footer-col p{font-size:14px;margin-bottom:8px;color:#c9d6e5;}
.footer-col a{display:block;font-size:14px;margin-bottom:10px;color:#c9d6e5;}
.footer-col a:hover{color:var(--secondary);}
.disclaimer-text{font-size:12.5px;line-height:1.7;color:#a9bad0;}
.footer-bottom{text-align:center;padding:20px 0;font-size:13px;color:#a9bad0;}

/* ===== Apply form ===== */
.apply-wrapper{max-width:820px;margin:0 auto;}
.step-indicator{display:flex;align-items:flex-start;justify-content:center;gap:0;margin-bottom:44px;}
.step-dot{display:flex;flex-direction:column;align-items:center;gap:8px;width:140px;text-align:center;}
.step-dot span{width:38px;height:38px;border-radius:50%;background:var(--bg-light);border:2px solid var(--border);color:var(--muted);display:flex;align-items:center;justify-content:center;font-weight:700;transition:.2s;}
.step-dot small{font-size:12.5px;color:var(--muted);font-weight:600;}
.step-dot.active span{background:var(--primary);border-color:var(--primary);color:#fff;}
.step-dot.active small{color:var(--primary);}
.step-dot.done span{background:var(--green);border-color:var(--green);color:#fff;}
.step-line{flex:1;height:2px;background:var(--border);margin-top:19px;max-width:80px;}

.form-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);margin-bottom:24px;}
.form-card h3{color:var(--primary);font-size:18px;margin-bottom:18px;}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;}

.hp-field{position:absolute;left:-9999px;top:-9999px;opacity:0;height:0;overflow:hidden;}

.consent-group{margin-bottom:18px;}
.consent-label{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--muted);cursor:pointer;}
.consent-label input{margin-top:3px;flex-shrink:0;}

.error-text{color:#c0392b;font-size:14px;margin-bottom:14px;min-height:0;}

.summary-box{background:var(--bg-light);border:1px solid var(--border);border-radius:10px;padding:18px 20px;margin-bottom:24px;}
.summary-row{display:flex;justify-content:space-between;gap:16px;padding:8px 0;border-bottom:1px dashed var(--border);font-size:14.5px;}
.summary-row:last-child{border-bottom:none;}
.summary-row span{color:var(--muted);}
.summary-row strong{color:var(--text);text-align:right;}

.payment-actions{margin-top:6px;}

.success-card{text-align:center;padding:50px 30px;}
.success-icon{width:70px;height:70px;border-radius:50%;background:var(--green);color:#fff;font-size:34px;display:flex;align-items:center;justify-content:center;margin:0 auto 20px;}
.success-card h3{font-size:22px;margin-bottom:10px;}
.success-card p{color:var(--muted);margin-bottom:14px;max-width:520px;margin-left:auto;margin-right:auto;}
.success-card .btn{margin-top:10px;}

@media (max-width:768px){
  .form-grid{grid-template-columns:1fr;}
  .step-dot{width:auto;}
  .step-dot small{display:none;}
}

/* ===== Certificate showcase ===== */
.cert-showcase{max-width:560px;margin:0 auto;text-align:center;}
.cert-showcase img{width:100%;border-radius:12px;box-shadow:var(--shadow-hover);border:1px solid var(--border);}
.cert-caption{margin-top:16px;font-size:13.5px;color:var(--muted);font-style:italic;}

/* ===== Sticky mobile pay bar ===== */
.sticky-pay{position:fixed;bottom:0;left:0;right:0;background:var(--primary-dark);padding:12px 16px;display:none;z-index:200;box-shadow:0 -4px 16px rgba(0,0,0,0.2);}
.sticky-pay a{display:block;text-align:center;}

/* ===== Responsive ===== */
@media (max-width:960px){
  .hero-inner{grid-template-columns:1fr;text-align:center;}
  .hero-text p{margin-left:auto;margin-right:auto;}
  .hero-buttons{justify-content:center;}
  .hero-visual{display:none;}
  .steps-grid{grid-template-columns:1fr;}
  .cards-grid{grid-template-columns:repeat(2,1fr);}
  .entity-grid{grid-template-columns:repeat(2,1fr);}
  .doc-grid{grid-template-columns:1fr;}
  .contact-grid{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr 1fr;}
}
@media (max-width:768px){
  .main-nav{position:fixed;top:0;right:-100%;height:100vh;width:280px;background:#fff;flex-direction:column;padding:90px 30px;gap:22px;box-shadow:-8px 0 24px rgba(0,0,0,0.15);transition:right .3s;z-index:150;}
  .main-nav.open{right:0;}
  .hamburger{display:flex;}
  .nav-cta{display:none;}
  .sticky-pay{display:block;}
  body{padding-bottom:64px;}
  .form-row{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;}
}
@media (max-width:480px){
  .hero-text h1{font-size:30px;}
  .cards-grid{grid-template-columns:1fr;}
  .entity-grid{grid-template-columns:1fr;}
}